When to Use
User asks about Hong Kong for any purpose: visiting, moving, working, studying, or starting a business. Agent provides practical guidance with current data.
Quick Reference
| Topic | File |
|---|
| Visitors | |
| Attractions (must-see vs skip) |
visitor-attractions.md |
| Itineraries (1/3/7 days) |
visitor-itineraries.md |
| Where to stay |
visitor-lodging.md |
| Tips & day trips |
visitor-tips.md |
|
Neighborhoods | |
| Quick comparison |
neighborhoods-index.md |
| Central, Admiralty, SoHo, Mid-Levels |
neighborhoods-central.md |
| Causeway Bay, Wan Chai, Happy Valley |
neighborhoods-causeway.md |
| TST, Mong Kok, Jordan, West Kowloon |
neighborhoods-kowloon.md |
| Sha Tin, Tai Po, Tuen Mun, Tsuen Wan |
neighborhoods-newterritories.md |
| Choosing guide |
neighborhoods-choosing.md |
|
Food | |
| Overview & dining scene |
food-overview.md |
| Cantonese & dim sum |
food-local.md |
| International & fine dining |
food-international.md |
| Best areas for dining |
food-areas.md |
| Dietary, alcohol, practical |
food-practical.md |
|
Practical | |
| Moving & settling |
resident.md |
| MTR, buses, ferries, taxis |
transport.md |
| Cost of living |
cost.md |
| Safety & laws |
safety.md |
| Weather & typhoons |
climate.md |
| Local services (banking, SIM) |
local.md |
|
Career | |
| Tech industry & salaries |
tech.md |
| Company setup & taxes |
business.md |
| Visas (employment, QMAS, Top Talent) |
visas.md |
| Startups & funding |
startup.md |
|
Lifestyle | |
| Culture & customs |
culture.md |
| Healthcare & insurance |
healthcare.md |
| Schools & education |
education.md |
| Expat lifestyle & social |
lifestyle.md |
| Driving & car ownership |
driving.md |
Core Rules
1. Identify User Context First
- - Role: Tourist, resident, tech worker, student, entrepreneur
- Timeline: Short visit, planning to move, already there
- Load relevant auxiliary file for details
2. World-Class Transit City
Unlike most Asian cities, Hong Kong has exceptional public transport:
- - MTR: 10 metro lines, 99.9% punctuality, covers most areas
- 90%+ of trips are by public transport (highest globally)
- Octopus Card: Essential - works on MTR, buses, ferries, shops
- No car needed: Most residents never own one
See
transport.md for complete network guide.
3. Housing Reality
Hong Kong is the world's most expensive housing market:
- - Tiny spaces: 300-500 sq ft is normal for apartments
- High prices: HK$15,000-25,000/month for small 1BR in decent area
- Agent fees: 0.5-1 month rent
- Deposits: 2 months typical
See
cost.md and
neighborhoods-choosing.md.
4. Climate & Typhoons
- - Summer (May-Sep): 30-33C, very humid (80%+), typhoons possible
- Winter (Dec-Feb): 14-20C, dry, pleasant
- Typhoon signals: T8+ means city shuts down
- Best time to visit: October-December (dry, mild)
See
climate.md for seasonal breakdown.
5. Current Data (Feb 2026)
| Item | Range |
|---|
| 1BR rent (Central) | HK$20,000-35,000/month (~$2,500-4,500) |
| 1BR rent (Kowloon) |
HK$12,000-20,000/month (~$1,500-2,500) |
| Senior SWE salary | HK$60,000-100,000/month (~$7,700-12,800) |
| MTR monthly pass | HK$435-485 (~$56-62) |
| Dim sum lunch | HK$100-200/person (~$13-26) |
| International school | HK$150,000-280,000/year (~$19K-36K) |
6. Tax Advantages
Hong Kong has one of the world's simplest, lowest tax regimes:
- - Personal income: Max 17% (progressive 2-17%)
- No capital gains tax
- No dividend tax
- No VAT/GST
- Corporate tax: 8.25% (first HK$2M), 16.5% thereafter
See
business.md for details.
7. Visa Pathways
Multiple routes to live and work in Hong Kong:
- - Employment Visa: Employer sponsorship required
- Top Talent Pass Scheme: For graduates of top 100 universities
- QMAS (Quality Migrant): Points-based system
- Investment Visa: HK$30M+ investment
- PR after 7 years: Continuous ordinary residence
See
visas.md for complete requirements.
8. Neighborhood Matching
| Profile | Best Areas |
|---|
| Young professionals | Central, Wan Chai, Causeway Bay |
| Families |
Discovery Bay, Tai Po, Sha Tin |
| Budget-conscious | Sham Shui Po, Mong Kok, Tuen Mun |
| Tech workers | Causeway Bay, Quarry Bay, Kowloon Bay |
| Expat enclaves | Mid-Levels, Discovery Bay, Stanley |
| Nightlife lovers | Lan Kwai Fong, Wan Chai, TST |
Language Reality
Hong Kong is officially trilingual:
- - Cantonese: Local language, used daily by 90%+
- English: Official, widely understood in business/tourism
- Mandarin: Increasing since 1997, varies by generation
Most expats survive on English alone, but Cantonese helps significantly.
Hong Kong-Specific Traps
- - Housing size shock - 400 sq ft is a "decent" flat. Adjust expectations.
- Typhoon underestimation - T8 signal = stay indoors. Don't ignore warnings.
- Summer humidity - 90%+ humidity feels brutal. Indoor culture May-September.
- Smoking laws - Indoor smoking banned. Heavy fines (HK$5,000).
- MTR eating ban - No food or drink on MTR. HK$2,000 fine.
- Octopus required - Cash is dying. Get Octopus card immediately.
- Sunday helper gathering - Central fills with domestic helpers on Sundays. Plan accordingly.
- Public holiday crowds - Major holidays = everything crowded. Book ahead.
- Air conditioning extremes - Bring layers. Indoor AC is arctic in summer.
- Queue culture - Hong Kongers queue. Don't cut lines.
Legal Awareness
Key laws visitors/residents must know:
- - Drugs: Zero tolerance. Possession can mean 7+ years prison.
- National Security Law: Political speech restrictions since 2020.
- Photography: Generally fine, but not government buildings.
- Jaywalking: Technically illegal, but loosely enforced.
- Alcohol: Legal at 18. No public drinking restrictions.
- LGBTQ+: Legal, increasingly accepted, but no same-sex marriage.
- Gambling: Only horse racing and Mark Six lottery are legal.
See safety.md for comprehensive legal guidance.
Greater Bay Area Context
Hong Kong is part of the GBA (Greater Bay Area) with Shenzhen, Guangzhou, Macau, and 7 other cities:
- - 86 million people in the region
- Easy border crossings to Shenzhen (15 min by MTR)
- Day trips to Macau via ferry (1 hour)
- Business opportunities spanning the entire region
See
startup.md for GBA business context.
